"While riding my bike I was seriously injured by a hit and run driver. As I was being admitted to the hospital I was told that, since it was a hit and run, my own automobile insurance company would cover me under the Uninsured Motorist provision of my policy. I had no idea how to proceed and was quickly overwhelmed when trying to handle the claim on my own, and so called the Lawyer Referral and Information Service of the San Diego County Bar Association and was referred to Attorney John W. Tower in Encinitas. I met with him just days later and after discussing my case, he agreed to represent me on a contingency basis. I liked and trusted John immediately, and from the moment I turned everything over to him, all I had to worry about was healing. He kept me informed and consulted with me every step of the way, and always responded promptly to calls and emails. When my case went to mediation, John was able to arrange that I attend via Skype because I had moved out of state. He did an outstanding job throughout the case, ultimately negotiating an excellent settlement. I couldn't be happier! I recommend Attorney Tower without reservation."

- Gini W.



"I was referred to John W Tower from the San Diego County Bar Association, Lawyer Referral.  John was quick in responding to my inquiry. I talked to him on the phone and through email.  We agreed on representation for my Long Term Disability Claim and he was excellent.  He walked me through the legal process, explained everything to me in detail and was always very courteous and straightforward with me. I had a successful outcome and would definitely recommend him as an attorney."

- Rose D.

"Thank goodness for honest, and kind people out there like John! My vehicle was stolen this year and totaled in the process. Insurance and everything involved has been the biggest battle. I reached out to Mr. Tower as a last resort for some advice and he gave me the tools needed to get the insurance to cover my claim and not leave me in huge debt due to someone else's terrible mistake! I feel like I owe him so much, and yet he didn't even ask for a penny!!!! That does not mean his time and advice wasn't worth while I would have paid to get the assistance he provided, but he helped without it anyway! Thank you so much John my family and I are so grateful!-Megan N"

- Megan N.



"... you are a refreshing reminder that there ARE actually attorneys with integrity." - Giovanna M., who Mr. Tower represented in a claim for retirement benefits.


Mr. Tower represented wildfire victims Francis and Bernadette K who lost their home in lawsuits against their homeowners’ insurance company and San Diego Gas and Electric Company, both of which were successfully resolved. They commented that finding Mr. Tower was "an answer to prayer."



"I was denied a Long Term Disability Insurance claim, Mr. Tower came highly recommended to me from a family friend and respected CPA. Thankfully, Mr. Tower’s skills and efficiency led to the claims APPROVAL. Mr. Tower guided me through the entire process with professionalism and compassion. The added bonus was how quickly the claim was approved!"

- Rodney W.


"John, Thank you for your help and expertise.  I knew when we meet that you were the right Lawyer for my needs." - Larry L, who Mr. Tower represented with the result that Mr. L's disability insurance company’s determination that he was no longer disabled was reversed and his benefits were reinstated.

(760) 436-5589

2211 Encinitas Blvd., 2nd Floor

Encinitas, CA 92024

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